“This is far better than what we use today” - June 2025
Lenders, never miss a good customer again.
Use our Open Banking products to accept creditworthy customers. Within seconds. With confidence.
*to unlock full access
WHAT DOES OUR PLATFORM DO?
Via our platform or API, seamlessly onboard, score and assess new customers you’d otherwise decline. Currently in preview mode.
Categorise your Open Banking data
Our categorisation model solves common keyword matching errors.
Score your customers*
Our Open Banking probability of default model identifies good borrowers currently excluded.
Build bespoke journeys
Our “no code” link builder let’s you create custom data collection journeys in minutes.
Manually underwrite new customers
Our underwriting dashboard gives you full visibility into new customer’s Open Banking profiles.
*Currently in Preview Mode, pending variation of permission
IN-PRODUCTION USE CASE
Read how we achieved a 0.62 gini using our Open Banking products to underwrite 10,000 TELCO customers.
HOW WE HELP YOU
We help lenders to service creditworthy customers with limited credit history or past mistakes on their credit file, to:
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Expand your market
Serve the 15.7% more creditworthy individuals that our credit score identifies.*
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Drive financial inclusion
Offer more nuanced references for historically excluded groups, e.g., young people.
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Improve accuracy
State-of-the-art transaction categorisation accuracy for the categories that count.
*Currently in Preview Mode, pending variation of permission
Use our Open Banking products to accept creditworthy customers. Within seconds. With confidence.
© 2025 Noggin HQ Ltd. All rights reserved.
Noggin HQ Ltd is authorised and regulated by the Financial Conduct Authority (FRN: 993735).
Use our Open Banking products to accept creditworthy customers. Within seconds. With confidence.
© 2025 Noggin HQ Ltd. All rights reserved.
Noggin HQ Ltd is authorised and regulated by the Financial Conduct Authority (FRN: 993735).
Use our Open Banking products to accept creditworthy customers. Within seconds. With confidence.
© 2025 Noggin HQ Ltd. All rights reserved.
Noggin HQ Ltd is authorised and regulated by the Financial Conduct Authority (FRN: 993735).